What we do to make the most of what you have
Getting Clear on What Actually Matters
Defining Your Money and Life Priorities
You know you want to feel more organised and secure, but what does that actually look like? We help you get specific about your goals - whether it's paying for private school, buying that caravan, or knowing when work becomes optional.
Future You Will Thank You
Investing
We take a measured approach to investing that considers what you want your money to do for you now, what you need it to do later, and your "sleep at night" comfort level. We'll build you an investment mix that works steadily in the background while you get on with life. For growth-focused investors who want something more active, we also offer our own Relative Momentum portfolio - a direct share approach that's unlike anything else in the industry.
Build Your Retirement Edge
Superannuation Advice
Super is probably your biggest asset outside your home, but most people just set it and forget it. We'll track down those lost accounts and make sure your super is actually pulling its weight. We'll help you take advantage of super strategies to turn that retirement savings into something that gives you real choices when you're ready to stop working.
Keep More of What You Earn
Tax Strategies
There's paying your fair share of tax, and then there's paying more than you need to. We help you use the rules to your advantage and structure your finances to keep more money in your pocket.
Getting Your Debts Sorted
Debt Management
Not all debt is bad debt, but bad debt will definitely hold you back. We'll review your entire debt situation and give you a clear plan on what to pay down first, how to pay it down faster, and when it makes sense to use debt to your advantage.
Dealing with Sudden Money
Managing Inheritances & Windfalls
Whether it's an inheritance, insurance payout, or business sale, sudden money can be overwhelming. We help you make smart decisions about what to do with it.
Making a TPD Payout Last
Specialised TPD Advice
Got your claim approved? Now what? We specialise in helping people invest these lump sums wisely - making sure the money lasts and you don't get slugged with unnecessary tax. We're experienced in providing TPD payout advice.
Planning Your Exit from Work
Pre-Retirement Planning
Stopping work isn't just about having enough money - it's about knowing what "enough" looks like. We help you plan the transition from work to whatever comes next.
Making the Money Last
Retirement Income Strategies
Once you've stopped working, your money needs to start working differently. We help you navigate Centrelink, super pensions, and drawing down your savings in the smartest way.
Protecting What You've Built
Insurance and Risk Management
Life has a way of throwing curveballs. We make sure you've got the right cover in place so one bad day doesn't wreck everything you've worked for.
Getting Your Affairs Sorted
Estate Planning
Nobody likes thinking about it, but having things properly sorted means your family won't be left with a mess. We work with the right people to make sure everything's in order.
Specialist Services
Relative Momentum Direct Share Portfolio
For growth-focused investors
We manage direct share portfolios using our Relative Momentum strategy — selecting five companies showing strong price and growth momentum. It's designed for investors in their 40s and 50s who want their money working harder than a standard "set and forget" portfolio.
This isn't your typical managed fund approach. It's active, it's focused, and it's built for people who want growth without the complexity of managing it themselves.
TPD Payout Advice
If you've received approval for your Total and Permanent Disability claim, you're probably feeling a mix of relief and uncertainty about what comes next.
The crucial decision now is how you receive your payout — and this can make a massive difference to how much actually stays in your pocket.
We specialise in structuring TPD payouts to minimise unnecessary tax and maximise what you get to keep. With the right approach, we can often save clients tens of thousands in tax bills. Because when you can't work again, every dollar of that payout needs to count.
