Person standing at Picnic Point Lookout in Toowoomba watching sunrise over the range, with financial freedom on his mind.

Toowoomba Financial Advisers for Wealth Builders and Retirement Seekers

Have the best of both worlds - Make the most of now, without losing sight of later.

You're doing well, but you know you could be doing better.

Life is full on. Between careers, family, and everything else on your plate, money decisions often get pushed to the "I'll deal with that later" pile.

Right now, you might be thinking:

"Where does all our money actually go?"
"Are we on track for the retirement we want?"
"Should we take that trip or keep saving?”

You're not alone in feeling this way.

The good news is, with the right plan and support, you can enjoy the lifestyle you've earned while building the future you're imagining.

Let's make that happen.

Illustration of two checkboxes, one with a checkmark and the other with an X, showing how you're tracking.

KNOW WHERE YOU STAND

Understand exactly how you're tracking and know when work will become a choice not a necessity.

An abstract pie chart with concentric orange semi-circles showing real progress of your super, investments and tax strategies working together.

SEE REAL PROGRESS

Watch all the pieces of your financial world start working together - super, investments, tax strategies, the lot.

Illustration of a hand placing coins showing you make financial decisions with confidence.

MAKE DECISIONS WITH CONFIDENCE

Take that trip, help the kids, buy that caravan - knowing you're not going to jeopardise your future.

Book a chat

Financial Groundhog Day.
We Get It.

Years fly by with the same financial should's and could's. But, with conflicting advice from friends, family, and media, you're stuck not knowing what actually fits your life.

At Pathwise Wealth, we help you put an end to financial groundhog day - so you can come unstuck and start making real progress.

With decades of experience in financial planning, banking and accounting, we get into the nitty-gritty to uncover opportunities for you - the big stuff and the low hanging fruit you may not even know exists.

We make talking about money feel comfortable - no judgement, just "here's where you are - what do we do from here?"

Meet the team

"Pathwise Wealth brings structure and strategy to my finances, providing clear, simple advice that cuts through complexity and supports better long-term decisions. Their guidance has helped turn uncertainty into an organised plan with clear direction and purpose. What I value most is their practical, disciplined approach, grounded in sound reasoning rather than sales or hype. As a result, the relationship is built on trust, with advice that is straightforward, reliable, and focused on outcomes that genuinely matter."

— Dale Robbins
"I went to Peter about two weeks after my husband’s death, overwhelmed and unsure where to start. I plonked a pile of paperwork on his desk and he calmly sorted through everything and put it in order. When my husband’s super came through, he managed that too. Peter now looks after my finances, and I genuinely don’t know what I would have done without him."

— Catherine Brown
"We have been clients of Peter for 4 years and he is forward thinking and carefully analyses our goals and those strategies that suit our particular needs before making any recommendations. We feel, in any of our dealings, that Pathwise ensures we are fully informed and satisfied that decisions will be carried out appropriately and in a timely manner. All staff we have had dealings with have always been helpful and courteous. It has never been too much trouble for Peter and his team to answer any questions we have had and to make any investigations necessary to provide the appropriate answers and make us feel comfortable about decisions made. "

— Mark & Caroline Byrne
"I have known Peter for many years being in the industry myself. Even though I am in the financial planning industry, I am a big believer of allowing professionals to manage key areas of my life as I am time poor. Peter and the team have done a fantastic job of managing mine and my wife's wealth. In particular their Relative Momentum model has provided great returns in sometimes challenging markets. Highly recommend Pete and the team."

— David Crawford

Financial Advice for
different seasons and different reasons

Whether you're approaching retirement, starting over after a major change, or just know your finances need sorting - we're here to help.

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A smiling middle-aged woman who is divorced with blonde hair standing on a beach, wearing a brown cardigan over an orange striped shirt with hands in pockets, with blurred grass and ocean in the background.

DOERS & DREAMERS

Families

A FRESH START

Divorcees and Widowers

An older woman and man smiling at each other, with the woman touching the man's shoulder, in their Toowoomba garden setting with trees and flowers. The woman has short blonde hair, glasses, and is wearing a blue sweater.

ON THE RUNWAY

Approaching retirement

Who we help

There's advice that can fix a problem. Then there's advice that can change your life.

The kind of advice that only ever comes from people who are genuinely in your corner, who want to see you get ahead.

Like your mum. Your sister. Your best mate since high school who tells it like it is. And us.

Ready to make the most of where you're at?

Outline of a telephone ringing, showing the first step is a no pressure conversation.

1.LET'S CHAT

Quick 15-minute call to see if we're the right fit

No pressure, just a conversation to understand your situation and see if working together makes sense.

A landscape with two mountains, a sun above them, all within a rectangular frame, showing the complete picture to uncover opportunities.

2.GET CLEAR

See the complete picture and what's possible

We'll get into the nitty-gritty, uncover opportunities, and show you exactly how all the pieces fit together.

Shield icon with a checkmark in the centre showing you feel secure in your financial future.

3.FEEL SECURE

That "we've got this sorted" confidence

Say yes to the things that matter knowing you're on track for the future you're imagining.